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Vietjet CEO becomes first Vietnamese Bloomberg game changer

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Nguyen Thi Phuong Thao is in Bloomberg’s list of 50 people who’ve been business game changers in 2018.
Thao is the first Vietnamese citizen to be named in the Bloomberg list, which highlights key players in all fields, from finance to fashion, media to manufacturing, banking to biotech, politics to philanthropy, entertainment to energy.

The founder and CEO of budget carrier Vietjet Air wants to take on regional giants like Indonesia’s Lion Air and Malaysia’s AirAsia Group Bhd, Bloomberg notes.

The carrier has forecast that the number of passengers it serves this year will rise 40 percent to 24 million, as it begins to tap into Vietnam’s growing middle class by expanding overseas routes.

The expansion further changes the face of Vietnam’s aviation market that has been long dominated by state-owned Vietnam Airlines JSC, as VietJet offers millions of Vietnamese customers who have never flown the chance to buy a cheap ticket, Bloomberg says.

Thao, 48, has extensive experience in doing business in Vietnam and abroad in many fields, including finance, banking, aviation, realestate, and retail.

She launched Vietjet in 2011. The airline now leads the domestic market with a 45 percent share. It operates 385 flights daily within Vietnam and to Japan, Hong Kong, South Korea, Taiwan, Singapore, mainland China, Thailand, Myanmar, and Malaysia.

The carrier made an IPO on the Ho Chi Minh City Stock Exchange on February last year, becoming the first airline in Vietnam to list publicly.

Thao also has interests in banking and real estate, which includes owning three beach resorts.

Bloomberg says it comes up with the list by utilizing its worldwide resources, including the work of 2,400 journalists and unique, proprietary data and analytics.

Also on the list this year are Jerome Powell, the U.S. Federal Reserve chairman, Amy Hood, chief financial officer at Microsoft Corp, and Ryan Coogler, director of Maverl’s movie Black Panther.

Just last week, Thao was named the 44th most powerful woman in the world by Forbes, up 11 places from last year.

Forbes estimated the richest woman in Vietnam to have a net worth of around $2.6 billion.

Source: Vnexpress

Coach Park Hang-seo dedicates AFF Cup win to Vietnamese fans

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Park Hang-seo, coach of the Vietnamese men’s football team, Saturday dedicated their AFF Suzuki Cup 2018 victory to their diehard fans.

“I am very happy. This championship has been amazing. This is our best performance yet in the two months leading to the AFF Cup this year,” Park said at a press conference after the Vietnam v. Malaysia final played at the My Dinh National Stadium Saturday night.

“I would like to thank everyone in the coaching team, our players and our fans as well, who have cheered for us so much today. I would like to dedicate this championship to all our Vietnamese fans,” he said.

Malaysian coach Tan Cheng Hoe said after the tournament: “Vietnam was so good in this year’s AFF Cup.” He said he hoped that Vietnam could continue producing similar performances in future tournaments.

“I would like to congratulate Vietnam and its national team. They deserved it,” he said.

Vietnam made history Saturday night when it defeated Malaysia with a 3-2 aggregate in the final of the AFF Suzuki Cup. The first leg of the final, played at the Bukit Jalil Stadium in Malaysia Tuesday, ended in a 2-2 tie, giving Vietnam the advantage of having scored two away goals.

The second leg ended with a 1-0 win for Vietnam, the goal scored by forward Nguyen Anh Duc.

“I highly value Anh Duc’s performance today. But the win was achieved by the whole team, by all 23 players, not by any single individual,” Park said.

Ever since his arrival on Vietnam’s football scene over a year ago, Park has made an indelible mark. He led the country’s U23 men’s team into the final of the U23 AFC Championship last January, and the national Olympic team to the semifinals of ASIAD 2018 last August.

But it is Saturday`s AFF Cup championship that is possibly the most memorable moments in Park’s career.

“Right now, I really like my job here in Vietnam. To live and train with the players here is one of the best moments of my life. But the moment me and my players lifted the AFF Cup is certainly the most impressive one so far,” Park said.

Source: Vnexpress

Miss Vietnam offers olive branch to US contestant after mocking row at Miss Universe

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Miss Universe Vietnam 2017 H’Hen Nie made a peace offer following her ‘falling victim’ to a mean joke by three other contestants, including an American beauty queen, during their current run at the Miss Universe 2018 competition in Thailand.

Followers of Miss Universe 2018 have been angered by a live-streamed video featuring Miss USA 2018 Sarah Rose Summers over the past few days.

In the video posted on Instagram, Summers, 24, imitated the Vietnamese beauty H’Hen Nie’s impression, while saying, “She’s so cute and she pretends to know so much English.”

“You ask her a question and after having a whole English conversation with her, she goes…,” Summers said, adopting a placid smile and starting nodding in an impression of Nie.

“She’s adorable,” Summers added, repeating the impression of Nie and laughing.

Miss Vietnam was not the only victim of Summers’ controversial comments as the American candidate and two of her fellow competitors, Colombia’s Valeria Morales and Australia’s Francesca Hung, also mocked Miss Cambodia Nat Rern for not speaking English.

Summers looked at the camera of the video, asking “Could you imagine? Miss Cambodia is here and doesn’t speak any English, and not a single other person speaks her language… Poor Cambodia.”

Morales and Hung responded to this comment by shaking their heads sympathetically.

As the video went viral and a swift backlash went on, Summers apologized by posting a photo capturing Summers and Rern, and Hung and Nie, in pairs, hugging each other, on her Instagram account on Thursday.

In her caption for the photo, she said that she had spoken about the issue with both Rern and Nie and apologized for her comments.

“In a moment where I intended to admire the courage of a few of my sisters, I said something that I now realize can be perceived as not respectful, and I apologize,” the caption reads.

“I would never intend to hurt another. I am grateful for opportunities to speak with Nat, Miss Cambodia, and H’Hen, Miss Vietnam, directly about this experience.”

Whether Summers’ comments were intentional or not, the Vietnamese representative to Miss Universe 2018 decided to hold out the olive branch, instead of demanding an eye for an eye, upon this apology.

Nie appeared to reply to Summers’ actions in a post in English, using the same photo, on her Instagram account on the same day, saying “We all did the great job on the stage tonight! Sleep well and tomorrow will be brighter, my girls. Hugs and kisses. We are a family.”

The Miss Vietnam was praised by online citizens for this embracing behavior.

*A screenshot captures Miss Universe Vietnam 2017 H’Hen Nie’s post on Instagram on December 13, 2018.*

In the same manner, Miss Australia Francesca Hung, one of the three contestants in the controversial video, also uploaded a photo of the five candidates involved where H’Hen Nie kissed Miss USA on her cheek, adding a heart emoji in her caption.

Despite the controversy, Miss Universe Vietnam 2017 H’Hen Nie still wowed viewers with her strut, especially a skillful turn to show off her yellow dress, in the Miss Universe 2018 semifinal on Thursday night.

This outstanding performance immediately cast H’Hen Nie the spotlight of media.

A lot of praise from international audience, former Miss Universe winners, and global beauty magazines, was given to the representative of Vietnam.

After the semifinal, the contestants will continue the sidelines before entering the final on December 17.

Bao Anh report on Tuoitrenews

VN-Index drops to monthly low

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Vietnam’s benchmark VN-Index closed down 0.85 percent Friday, the lowest in a month.
It ended the day at 952.04 points, down 8.21 points.

The VN30-Index, representing the 30 largest stocks in terms of capitalization, fell by 10.11 points, or 1.09 percent, to 918.79 points.

On the Ho Chi Minh Stock Exchange (HoSE), 193 stocks ended in the red and 104 in the green. On the VN30-Index, 25 out of 30 stocks fell.

Bank stocks led the fall. Vietnam’s second largest lender by assets, Vietinbank, saw its CTG shares drop by almost 3.5 percent in value as investors sold large volumes early in the afternoon.

Shares of Vietnam’s biggest bank by assets, BIDV (BID), dropped 1.17 percent, while those of Vietcombank (VCB), the third largest bank by assets, fell 1.91 percent.

Most blue chips also fell. Shares of food company Masan (MSN) went down 1.84 percent, that of budget airline Vietjet (VJC) decreased 1.16 percent, and leading mobile phone retailer Mobile World (MWG) lost 1.24 percent.

Among the blue chips that managed to stay in the green, the country’s largest brewer, Sabeco (SAB), saw its shares increase 0.08 percent and that of construction firm Coteccons (CTD) by 1.32 percent.

Both the HNX-Index on the Hanoi Stock Exchange and the UPCoM-Index for unlisted public companies ended down, by 0.61 and 0.75 percent respectively.

Total transaction value in the local stock markets reached VND6 trillion ($255.7 million), with HoSE contributing VND4.7 trillion ($200.3 million) on Friday.

Nielsen: Tech growth driving e-commerce revenue growth

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More innovative IT and mobile products good news for online sales.

Innovative IT and mobile product has surged 11 per cent in the past two years in Vietnam, with an increase in consumer convenience within the online buying ecosystem leading to purchasing in a broader range of categories, according to a new report from global researchers Nielsen.

The 2018 Nielsen Connected Commerce Report, which looks at consumers’ online purchasing habits, reported that 98 per cent of those who have access to the internet have made a purchase online, up 1 per cent against 2017. The report also revealed that 17 per cent of digital consumers purchased fresh groceries online, up 5 per cent against 2017, which is contributing to overall FMCG e-commerce growth.

Stalwart e-commerce categories like fashion, travel, and books continue to account for the largest proportion of online transactions. Categories posting the most significant growth in e-commerce activity include restaurant deliveries, packaged groceries, and fresh groceries.

“Travel, fashion, and books are typical categories for first-time online shoppers, but as their familiarization, comfort, and trust levels increase, their category repertoire expands into areas like beauty, personal care and baby products, and then moves even wider afield to packaged and fresh grocery categories, and this is evidenced by the significant jump we’ve seen in online purchasing in groceries and food delivery in recent years,” said Mr. Nguyen Anh Dzung, Executive Director, Head of Retail Measurement Service, at Nielsen Vietnam.

The Nielsen report reveals that consumers are more open to purchasing packaged and fresh groceries online when they are offered certain purchasing options and quality assurances. Over half (63 per cent) of consumers said that a money back guarantee for products not matching what was ordered would encourage them to buy online. A further 52 per cent are enticed by same day product replacement services for products not available, while 56 per cent are looking for free delivery for purchases above a minimum spend.

“With the rise in consumer adoption of online purchasing, the continuously evolving e-commerce space has blurred the lines between online and offline,” said Mr. Dzung. “A few years ago, e-commerce purchase was mostly focused on non-perishable goods such as travel, fashion, and books, but over time we are seeing a rise in purchases across new categories. Looking ahead, the next wave of evolution in online purchasing behavior will likely be driven by innovations in digital capabilities like personalized recommendations based on programmatic consumption and online behavior.”

Hong Nhung report on Vneconomictimes

High school headmaster accused of sexually abusing many boy students

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Police in the northern province of Phu Tho have launched an investigation into a local high school headmaster who has been accused of sexually abusing many boy students.
According to Nguyen Van Manh, chairman of Thanh Son District People’s Committee, the district police have started the investigation into Thanh Son Ethnic Minority Boarding High School.

Son said that local authorities had only heard about the case through social networks and newspapers, and had not yet received any official accusations.

At present, the school headmaster whose name has not yet been disclosed is still working.

Pham The Anh, deputy head of Thanh Son District’s Police Department said that the agency is working with the local Department of Education and Training as well as the headmaster over the case.

In May this year, the school co-operated with the local police on an awareness campaign over sexual and physical abuse.

Source: Dtinews

AFF Cup final: Make more noise, coach tells Vietnamese fans

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Vietnamese coach Park Hang-seo wants fans to outdo Malaysian peers in cheering their team on the big day.
The second leg of AFF Cup final 2018, the deciding game, will take place tomorrow at the My Dinh National Stadium of Hanoi.

Vietnam’s coach, Park Hang-seo, said: “We all understand the importance of tomorrow’s game. Everything has been well prepared over the past few days. Now I want all the Vietnamese fans to support the team. Come to My Dinh to motivate the players. Although they can also create some pressure, I hope that my players can keep calm throughout the game.”

The My Dinh Stadium has a capacity of 40,000 seats, just half of Bukit Jalil, where the first leg was played. However, Park said he believes in the atmosphere that the fans in Vietnam can create.

“We had a successful game in Malaysia under the pressure of 80,000 fans. Now it’s our turn to play on home ground. Our stadium is smaller, but I hope the Vietnamese fans can do a better job than the opponents,” Park added.

According to many South Korean newspapers, the first leg of AFF Cup final between Vietnam and Malaysia had a record number of ratings on South Korea cable television (4.7 percent).

Park said he was proud of this fact.

“I really like working here (Vietnam). I’m also honored when people in South Korea support me. I feel responsible to all the fans in Vietnam and South Korea and will do my best to bring joy to them.”

Wrapping up the pre-match press conference, Park said the biggest desire of the team is to win AFF Cup.

“In a year of coaching the Vietnamese football team, I have been through three big tournaments. However, we haven’t got a single title yet. I hope Vietnam will win the cup this time. That’s the team’s biggest dream.”

Vietnam and Malaysia have taken different paths to the final. Vietnam was unbeaten in the group stage with three wins, one draw and no goals conceded. Then they went on to win both legs of semifinals against the Philippines with the same score, 2-1.

Malaysia had a slow start, losing to Vietnam in the group stage. In the semifinals, they drew with Thailand 2-2 on aggregate and proceeded to the final.

After the first leg of the final, Vietnam holds the advantage of scoring two away goals in the first leg that ended in a 2-2 draw. A goalless draw or a 1-1 draw will deliver the title to Vietnam.

But history is on Malaysia’s side.

Vietnam has lost both its previous games against Malaysia in the knockout stages of the AFF Cup.

Tomorrow’s match will kick off at 7:30 p.m.

Lam Thao report on Vnexpress

Hanoi police bust kidney trading ring

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The police in Long Bien District, Hanoi, announced that they had prosecuted Nguyen Duc Thang, born in 1989, for illegally trading human kidneys.

According to police reports, people who were ready to sell their kidneys gathered and lived at a house managed by Thang in Ngoc Lam Ward, Long Bien District. The man is responsible for connecting the sellers and buyers.

The house is fully furnished and the kidney sellers are taken care of so that they won’t find another kidney broker. Kidney trading groups are widely advertised and can be easily found online.

Hoang, one of the sellers at the house, said one month after selling his kidney, he had kidney failure. He said, “I sold my kidney to Thang for VND180m (USD7,700) and he then sold it for VND300m.”

Various complications and health issues are not their concerns as they are already in desperate need of money when they decide to sell their kidneys. They also have hope to be able to buy back kidney in the future.

Thang was arrested and prosecuted by Long Bien District police on December 13.

The police seized a gun, 200 bullets and three knives at his house. They also found eight kidney sellers at the house. Thang admitted to the police that he successfully sell 15 kidneys. The kidneys are usually sold to him at the prices of VND180m to VND250m then he’ll re-sell it to customers at VND260m to VND310m.

Thang’s wife said they had both sold their kidneys previously after Thang incurred a debt of VND700m (USD30,000). His wife didn’t know where this debt came from and they had lived separately for months. Thang often surfed the Internet, finding people that wanted to sell their kidneys away for money and invited them to live at his house.

The police have expanded the case.

Source: Dtinews

Economic growth in Vietnam higher than the projected but risks intensify

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Economic growth in Vietnam had proven resilient despite weakening external conditions, driven mainly by strong domestic demand and a dynamic export-oriented manufacturing sector.
World Bank (WB)’s update on Vietnam’s economic developments.

According to Taking Stock, the WB’s bi-annual economic report on Vietnam which was released yesterday, the pace of expansion was forecast to remain at 6.8 per cent this year, higher than the projected figure of 6.3 percent for emerging markets in the East Asia and Pacific regions.

Over the medium term, in line with global trends, Vietnam would see a slower pace of 6.6 and 6.5 percent in 2019 and 2020, respectively. Inflation would remain muted at 4 percent as the result of tightening monetary policies, VNS reports.

“Despite a challenging global context, Vietnam continues to achieve robust growth accompanied by moderate inflation and a relatively stable exchange rate” said Ousmane Dione, the WB Country Director for Vietnam.

“Policy makers should take advantage of the still favorable growth dynamics to advance structural reforms to enhance private sector driven investment and growth, along with improving efficiency in public sector investment,” he said.

The report highlighted that risks to the outlook had intensified and were tilted to the downside. Given its high trade openness and limited fiscal and monetary policy buffers, Vietnam remained susceptible to external volatilities. Escalating global trade tensions could cause a falloff in export demands while tightening global liquidity could reduce capital inflows and foreign investment. Domestically, a slowdown in reforming the State-owned enterprise and banking sectors could undermine growth prospects and create public sector liabilities.

“Slower global growth, ongoing trade tensions and heightened financial volatility cloud on the global outlook,” said Sebastian Eckardt, the WB Lead Economist for Vietnam. “As an open economy, Vietnam needs to maintain a responsive monetary policy, exchange rate flexibility and low fiscal deficits to enhance its resilience against potential shocks.”

He recommended alleviating constraints to domestic investment, including boosting reforms of State-owned enterprises and deepening and accelerating equitization; enhancing the business climate and regulatory reforms; capital market development to ensure efficient financial intermediation; and enabling private investment in infrastructure and improving public investment efficiency.

Investment in human capital or people and innovation capacity to improve labour productivity was also needed, he said.

In light of the recently ratified Comprehensive and Progressive Agreement for Trans-Pacific Partnership (CPTPP) and the EU-Vietnam Free Trade Agreement (EVFTA), the special section of this Taking Stock edition focused on streamlining non-tariff measures to help boost Vietnam’s export competitiveness.

The report observed that while tariffs were rapidly declining, the number of non-tariff measures (NTM) was increasing. Vietnam’s average preferential tariffs fell from 13.1 percent in 2003 to 6.3 percent in 2015. In contrast, the number of NTMs increased by more than 20-fold during the same period. International experiences show that poorly designed and implemented NTM could restrict trade, distort prices and erode national competitiveness.

According to the report’s assessment, the NTM system in Vietnam remained complicated, opaque and costly, resulting in a high cost of compliance. One study estimated that the equivalent tariff rate that sanitary and phytosanitary measures Vietnam was imposing on imported goods was 16.6 percent compared to the average level of 8.3 percent for Asean countries.

WB’s Senior Economist Pham Minh Duc gave recommendations including defining and classifying NTMs in line with international standards, official use and regular updates of the Vietnam Trade Information Portal and establishing a standard procedure for reviewing NTMs.

He also suggested simplifying related procedures, applying risk management and strengthening interagency coordination.

Sumitomo opens supermarket in Vietnam

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YUJI OHIRA, Nikkei staff writer

Trading house targets middle class with Japanese-style retail.

Sumitomo Corp. will open its first supermarket in Vietnam this month, using its modern Japanese-style retail expertise to draw increasingly well-off middle-class consumers in a country still dominated by traditional markets.

According to a report on Nikkei, Fujimart Vietnam Retail, a joint venture between the Japanese trading house and local retail and real estate conglomerate BRG Group, will launch one store in Hanoi by year-end. Two more are expected to open there in 2019.

Sumitomo has invested the equivalent of millions of dollars in the venture. While BRG controls the company, Sumitomo selects the president, and it has sent personnel from Japanese supermarket unit Summit as well.

The stores will use Summit’s point-of-sale system and a loyalty program to analyze customers’ shopping habits and stock products more efficiently. Following the Japanese model, prepared foods will be made in-store, and temperature control will keep food fresh.

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Sumitomo to open supermarket in Vietnam

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Sumitomo Corp. will open its first Vietnamese supermarket this month, using its modern Japanese-style retail expertise to draw increasingly well-off middle-class consumers in a country still dominated by traditional markets.

Fujimart Vietnam Retail, a joint venture between the Japanese trading house and local retail and real estate conglomerate BRG Group, will launch one store in Hanoi by year-end. Two more are expected to open there in 2019.

According to a report on Nikkei

Vietnam’s growth rate at nearly 6.8% this year

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The World Bank (WB) expects Vietnam’s economic growth this year at nearly 6.8%, compared to the 6.3% projected for East Asia and the Pacific, in a report released on December 11.

In the report “Taking Stock: An Update on Vietnam’s Economic Recent Economic Developments”, the WB said the country’s outlook remains robust despite growing external headwinds, which is supported by strong domestic demand and a dynamic export-oriented manufacturing sector.

The growth in the medium term is forecast to decelerate incrementally to 6.6% and 6.5% in 2019 and 2020, respectively. Inflation is expected to remain muted, at about the State Bank of Vietnam’s target of 4%, given anticipated monetary policy tightening over the medium term.

Meanwhile, risks to the outlook have intensified and are tilted to the downside. Domestically, a slowdown in the restructuring of the state-owned enterprise and banking sectors could undermine growth prospects and create public sector liabilities. Vietnam also remains susceptible to external volatility, given its high trade openness and limited fiscal and monetary policy buffers.

Escalating global trade tensions could affect Vietnam’s export-oriented prospects, and a falloff in external demand could lead to weaker external positions and lower GDP growth. Tightening global liquidity could reduce capital inflows and put downward pressure on the Vietnamese dong and asset prices, according to the report.

The report’s special focus is on the streamlining and improvement of the transparency of non-tariff measures (NTMs) to facilitate trade. While tariffs have been decreasing along with the process of international economic integration, the number of NTMs has increased rapidly.

Vietnam’s average preferential tariffs have fallen from 13.11% in 2003 to 6.33% in 2015. In contrast, the number of NTMs has increased by over 20 times in the period.

NTMs, if poorly designed and implemented, can restrict trade, distort prices, and erode national competitiveness, the report says, adding that the NTM system in Vietnam remains complicated, opaque, and costly.

According to a report on NDO

Vietnam says Google ‘taking steps’ to open local office

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Google is taking steps to set up an office in Vietnam to comply with a new law, Hanoi said Tuesday (Dec 11), as the communist country prepares to enact a controversial cyber bill that critics say is aimed at silencing dissent.

The cybersecurity law, which mirrors China’s repressive web regulations, will come into effect on Jan 1 and in its current draft will require Internet companies to host local servers and offices in the single-party state.

It will also require firms like Google and Facebook to remove “toxic content” and hand over user data when requested by the government – clauses activists say is designed to scrub out online criticism.

Internet companies have largely been silent on the incoming law – criticised by the US, the EU and the UN – though Google’s vice president for global affairs reportedly said his company was taking steps to open a local office, according to a report on Vietnam’s government website on Tuesday.

“Google is currently looking at steps to open representative office in Vietnam,” the report said after Google’s Kent Walker met with deputy prime minister Vuong Dinh Hue.

The requirement in the cybersecurity law to open offices in Vietnam and host servers has been among the bill’s most controversial articles.

Google has offices throughout Asia-Pacific, including its regional headquarters in Singapore, but not in Vietnam. The company did not reply to AFP’s request for comment on Tuesday.

Vietnam has already asked Google to remove more than 6,700 items since 2009, according to the tech giant’s latest transparency report.

The majority of requests were lodged last year citing content listed as “government criticism”, and Google has removed more than 3,000 videos, the report added, without providing a timeline.

Vietnam has long come under fire for jailing activists critical of the government, many of whom use social media as a crucial platform to voice discontent.

All independent media is banned in the country and protests of any kind are not allowed.

The government announced last year it had deployed a 10,000-strong cyber taskforce to monitor online posts and in October said it had set up an office capable of screening millions of news items per day.

Activists have told AFP that their critical posts have been trolled by pro-government commenters, and several dissidents have had their accounts temporarily blocked.

According to a report on AFP

Eximbank to offer 50% Off on Digital Banking services fees

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Eximbank has applied a fresh service fee structure for customers using Digital Banking services to create convenience in customer transaction as well as avoid extra fees to customers.

More specifically, from December 04th 2018, customers will not only be free of charge when they register for Internet Banking package of Eximbank, but also have fees waived during the first month and pay only 5,000 VND each month (VND10,000 per month previously) when they register for Internet Banking & Mobile Banking transaction package. In addition, transfer fees via Internet Banking, Mobile Banking for transactions within Eximbank system will be totally free (compared to VND10,000 per month previously).

The fees for money transfers to outside of Eximbank’s network through either standard or fast transfer services is also reduced to just 0.02% (previously 0.03%) with a minimum of 10,000 VND and maximum of 1,000,000 VND per transaction.

Talking about these changes, Mr. Rahn Wood, Deputy Head of Retail Banking at Eximbank commented: ‘The 4.0 Revolution has been accelerating and had a positive impact on consumer behaviors so these significant pricing reductions are intended to encourage customers to use Eximbank’s Digital Banking as their preferred transaction channel.

Consistent with its goal to be an increasingly customer-centric bank, Eximbank has launched this fee reduction program combined with free of charge for some digital services ensuring that its Internet and Mobile Banking platforms reward customers with both faster and more cost-effective services.

In addition, Eximbank has recently added more beneficial features to its Digital Banking such as: Airline booking on Mobile Banking, Quick payment with QR Pay and so forth demonstrating that the bank is continuously improving quality and scope of services in order to deliver improving customer experiences without pausing in digital age.’