Booking.com’s ‘Gen.Voyage!’ report sheds light on the unique experiences of intergenerational travel in Vietnam, from grandparents to grandkids

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  • 52% of Vietnamese families value family bonding as the top benefit of intergenerational trips, along with reconnection (50%) and diverse activities for all age groups (37%)
  • However, increased health and safety concerns (31%), conflicting interests (36%) and varying dietary needs (22%) add layers of complexity to the travel experience

Booking.com, one of the world’s leading online travel platforms unveiled its Gen.Voyage! research on intergenerational travel showcasing insights garnered from over 8,000 travellers across 11 markets and territories in Asia Pacific (APAC) including Vietnam. This research, the first of its kind in APAC, examines the prevalence of intergenerational travel where grandparents, parents, children and other extended family members travel together for leisure.

Strong Family Ties Shape Travel Decisions in Vietnam

In Vietnam, where it is quite common to live in multigenerational households with strong family bonds, this close-knit living style is in turn reshaping how families travel. Rather than conventional vacations, families are opting for trips that bring together grandparents, parents, children and extended family. These adventures turn travel into a canvas for shared experiences and meaningful connections. Moving beyond simple sightseeing, these journeys bridge generational divides and create lasting memories, offering enriching experiences that cater to everyone. Booking.com conducted this research to better understand how family dynamics across generations could impact travel behaviour and decision making

Memorable trips that unite generations

Intergenerational travel brings families closer together, with 52% of Vietnamese travellers highlighting the joy of bonding and creating lasting memories with loved ones, while 50% value reconnecting with family they don’t often meet. 38% enjoy learning from different generational perspectives, 21.6% appreciate the support with childcare and 36% cherish watching their children learn from different role models.

Planning a trip that delights every generation

Embarking on an intergenerational trip is a wonderful way to create lasting memories with loved ones, but it comes with its own set of challenges. Planning a family vacation that satisfies everyone—from seasoned grandparents to the energetic kids and even the occasionally moody cousin—is no small feat.

Planning a trip that pleases everyone is like solving a puzzle, with 36% grappling with clashing interests, 31% concerned about safety and health, and 22% dealing with diverse dietary needs. Balancing energy levels (26%) and navigating family dynamics (24%) can further complicate the travel experience. It’s all about compromising and ensuring that everyone has something to look forward to.

The secret to a successful trip? Creating experiences that resonate across generations. In fact, 31% of Vietnamese families enjoy travelling for reunions or special occasions, seeing these moments as a chance to unite and celebrate milestones together. Food experiences (21%) and sightseeing (18%) are also popular vacation activities, providing opportunities to explore new cultures and cuisines as a family.

Vacation types popular with families

Families are drawn to special occasions as opportunities to unite and mark milestones (27%). Visiting relatives (21%) serves not only as a chance for cultural immersion, but also as a way to deepen familial ties. Food experiences (21%) and sightseeing (20%) rank high as well, offering opportunities for families to explore new cultures and cuisines while bringing them closer together.

Perfect stays for all generations

Accommodation choices are as varied. Resorts with their extensive facilities and amenities catering to all ages are the most popular option for 44% of Vietnamese families. Hotels come in second place, favoured by 38% of families who prefer convenience and amenities. A growing trend is emerging towards unique stays—around 6% of families are drawn to culturally immersive stays such as ryokans, hanoks, homesteads, treehouses, adding a touch of local flavour and authentic, enriching adventure to their trips. Regardless of the type, practical considerations are paramount: affordability (37%), proximity to attractions (32%), and convenient on-site dining (27%) lead the decision-making process.

Destinations capturing the hearts of families

When choosing destinations, Vietnamese families prioritise safety (48%), affordability (40%), and accessibility for all age groups (31%). While cultural immersion (12%) and sustainability (10%) are valued, they are secondary considerations.

Varun Grover, Country Head, Vietnam at Booking.com said, “Vietnamese families have a deep-rooted tradition of valuing extended family bonds. Intergenerational travel offers a unique opportunity to strengthen these connections and create lasting memories. Our research highlights the unique way families are planning such trips, from balancing diverse interests to ensuring safety and creating shared experiences. Booking.com is committed to supporting Vietnamese families in making the most of their intergenerational adventures”.

The study was created in collaboration with global consumer research platform GWI.

France and Vietnam elevate the bilateral relationship to a Comprehensive Strategic Partnership

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The General Secretary of the Communist Party and President of Vietnam, Tô Lâm, concluded an official visit to France, marking the elevation of bilateral relations to a comprehensive strategic partnership.

France thus becomes the first EU country to establish such a partnership with Vietnam. This meeting, held at the invitation of President Emmanuel Macron, strengthens the political and economic ties between the two nations.

A historic summit for Franco-Vietnamese relations

From October 3 to 7, 2024, Vietnamese President Tô Lâm made an official visit to France at the invitation of President Emmanuel Macron. This visit, the first by a Vietnamese leader in 22 years, also coincided with the 19th Francophonie Summit in Paris. Emmanuel Macron expressed his gratitude for Vietnam’s active participation in this significant international event.

During their meeting, the French president congratulated Tô Lâm on his recent election and expressed solidarity with the Vietnamese people following the damages caused by Typhoon Yagi. Macron pledged France’s support in recovery efforts.
>> Related article : Rising Economy of Vietnam – Asia’s Next Powerhouse?

A new comprehensive strategic partnership

During this visit, France and Vietnam took a significant step forward in their diplomatic relations. The two countries announced the elevation of their partnership to a comprehensive strategic partnership, making France the first European Union country to establish such a relationship with Vietnam. This partnership aims to strengthen cooperation in key areas such as defense, security, the economy, and sustainable development.

In addition to these commitments, both leaders agreed to enhance cultural and educational exchanges, and to support strategic autonomy in various sectors. A joint declaration was signed to formalize the agreement, underscoring the importance of this relationship in the current global geopolitical context.

The two leaders met at the Élysée Palace on October 7.  Photo: AFP

“Francophonie” at the center of discussions

Alongside his visit, Tô Lâm also actively participated in the 19th Francophonie Summit. Together with international leaders, he attended official welcoming ceremonies and plenary discussions on critical topics such as creativity, innovation, and entrepreneurship.

The French Business Forum (FFA) was a key moment, highlighted by the presentation of the French Economic Award, in which Vietnam played a role.

Diplomatic and symbolic meetings

During his stay, Tô Lâm also met with several international dignitaries, Vietnamese intellectuals living abroad, and representatives of global organizations. Notably, he held a working session with the Director-General of UNESCO and paid tribute to President Hồ Chí Minh by laying a wreath at his statue in Montreuil.

How to Implement a Global Sourcing Strategy with Vietnam

International Visitors to Vietnam Decrease

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According to the General Statistics Office, the total number of international visitors to Vietnam in September reached 1.27 million. Compared to the previous month, there was a decline in the number of visitors in September.

International visitors to Vietnam in September reached 1.27 million.

The General Statistics Office reported that the total number of international visitors to Vietnam in September was 1.27 million. In the third quarter of this year, more than 3.8 million international visitors came to Vietnam. When compared to the previous month’s figure of 1.43 million, there was a significant decrease in September.

During the first nine months of the year, international visitors totaled 12.7 million. Visitors arriving by air extracted for nearly 10.8 million, representing 84.9% of the total, an increase of 38.7% compared to the same period last year. Meanwhile, 1.8 million visitors arrived by land, representing 13.8%, an increase of 68.1%.

South Korea remains the largest source market in September, with over 355,000 visitors. China ranked second with over 257,000 visitors. Other leading markets included Taiwan (China), Japan, and the United States.

At the end of September, the Ministry of Culture, Sports, and Tourism (MOCST) successfully implemented a tourism and film promotion program in the U.S. from September 23-25, under the theme “Vietnam – The New Destination for Global Cinema.”

The program introduced and promoted Vietnam as a tourism destination and a potential location for film production, aiming to attract Hollywood film studios to shoot major films in Vietnam that could create international media buzz, thereby promoting tourism and attracting more visitors to the country.

Despite the decrease in visitors in September, the tourism industry is determined to achieve its target of 17-18 million international visitors this year, as the last three months of the year are the peak season for international arrivals.

“Based on these factors, we believe that the goal of welcoming 18 million international visitors this year is achievable,” said Nguyen Le Phuc, Deputy Director General of the Vietnam National Administration of Tourism.

@Znews

26,000 Lunar New Year Train Tickets Sold in Two Hours

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On the morning of October 6, Vietnam’s railway sector began selling tickets for the 2025 Lunar New Year at Saigon Station, other direct sales points, and online platforms.

People wait to buy train tickets for Tet at Saigon station on the morning of October 6. Photo: T.L.

At exactly 8:00 a.m. on October 6, the railway officially opened the sale of Lunar New Year train tickets across the entire system through train stations and authorized agents.

Mr. Thai Van Truyen, General Director of Saigon Railway Transport Joint Stock Company, stated that by 10:00 a.m. on the same day, over 26,000 tickets had been sold. Of these, around 17,000 were paid for online, and more than 9,000 were purchased via cash transactions.

The price of Lunar New Year train tickets for 2025 has increased by 4-5% compared to the same period last year, depending on the journey and type of train.

The highest ticket price applies to soft sleeper beds on the SE2 train during peak times (from January 21 to January 27, 2025, or the 22nd to the 28th of the Lunar New Year), priced at more than VND 3.2 million, higher than last year’s VND 3.1 million. Additionally, VIP tickets for two-bed cabins can cost up to VND 6.4 million.

The lowest price is for soft seats on TN4/6 trains during peak times, starting at over VND 2.2 million, unchanged since last year.

This year, 2025 Lunar New Year tickets do not include auxiliary seats, and the railway sector has converted 11 seating carriages into sleeper carriages, reducing the number of trains and available seats compared to last year.

specifically, there will be 388 train trips with 167,000 seats available during the 2025 Lunar New Year, a decrease of 38,000 seats compared to 2024. However, if demand increases, the railway will operate additional trains to passengers housed during the peak days before and after holiday.

In addition to direct ticket sales, passengers can book tickets through various channels such as the Vietnam Railway website, e-wallets (MoMo, VNPay, ZaloPay, ViettelPay), mobile apps, a ticket sales hotline, and other distribution platforms.

During this holiday season, from January 15 to February 16, 2025 (from the 16th of the Lunar calendar’s 12th month to the 19th of the Lunar calendar’s 1st month), Saigon Railways will operate nine pairs of Thong Nhat trains (Ho Chi Minh City – Hanoi and vice versa), including SE1/SE2, SE3/SE4, SE5/SE6, SE7/SE8, SE9/SE10, SE11/SE12, SE23/SE24, TN3/TN4, and TN5/TN6.

During the Tet holiday (from January 28 to January 31, 2025, or from the 29th of the Lunar calendar’s 12th month to the 3rd of the Lunar calendar’s 1st month), the company will also operate additional trains from Saigon Station to Da Nang, Tam Ky, Dieu Tri, Nha Trang, and other destinations to serve passengers traveling during the holiday season.

@Znews

Korean Tourists Rank Second in Spending in Vietnam Among Asian Countries

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A data analysis reveals that spending by Korean tourists in Vietnam has surged significantly, second only to Japan.

Visa, an online payment company, recently released an analysis of foreign spending data by South Korean tourists in the first half of this year. According to Business Korea, the report highlights that in Asian countries, Japan and Vietnam have seen a significant increase in spending by Korean tourists.

The analysis examine transactions made using personal Visa cards issued in South Korea at offline merchant locations abroad in the first half of the year, revealing that 62% of total spending occurred in the Asia-Pacific region.

Da Nang is one of the top destinations for Korean tourists in Vietnam.

The top five destinations in the Asia-Pacific where South Korean tourists spent the most were Japan, Vietnam, Australia, Thailand, and Guam. Japan maintains its top position from last year into this year. The share of Japan’s total spending in Asia rose from 39% last year to 48% in 2024, driven by a weaker yen in the first half of the year and an increase in direct flights. Meanwhile, spending in Vietnam increased by 16%, Australia and Thailand by 6%, and Guam by 3%.

According to Visa, spending on accommodation by Korean tourists in Vietnam during the first six months of the year increased by 60% compared to the same period last year, accounting for 21% of total trip expenses. Spending on essentials also accounted for 21%, while dining made up 17%.

Australia rose from fourth place last year to third this year due to the introduction of direct flights by low-cost airlines to major cities.

Spending in China, Hong Kong, and Macau saw significant growth, with transactions in China nearly quadrupling compared to last year. This increase was due to China reopening its borders early last year, leading to more visitors in the first half of this year. Spending in Hong Kong and Macau also tripled compared to last year.

@Thanhnien.vn

Tra Vinh Hosts Culture and Tourism Week Alongside Ok Om Bok Festival

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The Culture and Tourism Week, along with the Ok Om Bok Festival, will take place from November 9 to 15, mainly in Tra Vinh City and centered at Ba Om Pond Cultural and Tourist Area.

Photo: The Binh/Tra Vinh Tourism Information Center

According to the Tra Vinh Provincial Government Portal, the event will feature activities such as the opening ceremony, the Southern Vietnam Culinary Space of Tra Vinh Province 2024, the exhibition space “Tra Vinh Tourism – Connection and Development,” and a trade promotion fair showcasing rural industrial and OCOP products linked to the Ok Om Bok Festival of Tra Vinh Province 2024.

Additionally, the event will include other activities such as the second Non-Professional Khmer Dance Festival of Tra Vinh Province 2024, exhibitions, demonstrations of traditional Khmer crafts and clothing, events celebrating Vietnam’s Cultural Heritage Day, water puppet performances, and various sports activities (cycling races, volleyball, soccer, motorbike races, traditional boat races, and folk games) along with the Ok Om Bok Festival night.

The total projected budget for the event is approximately 6.4 billion VND, with 3.7 billion VND from the provincial budget and 2.7 billion VND from socialized sources.

The Ok Om Bok Festival (Moon Worship Festival) is celebrated on the full moon of the 10th lunar month. It is a traditional festival to give thanks to the Moon God for a bountiful harvest and to pray for a favorable crop in the upcoming season. During the festival, people gather to perform the moon worship ritual with respect and seriousness, after which cultural activities like singing, dancing, and folk games take place.

The Culture and Tourism Week, together with the Ok Om Bok Festival, aims to preserve, promote, and preserve the Ok Om Bok Festival of the Khmer ethnic people in Tra Vinh Province, which has been recognized by the Ministry of Culture, Sports, and Tourism as part of the national intangible cultural heritage list.

@SGtiepthi

Discovery of an Unusually Deep and Cold Lake in Phong Nha – Ke Bang

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The Jungle Boss expedition team recently discovered a mysterious lake, unexpectedly deep and cold, located in the core zone of Phong Nha – Ke Bang National Park (Quang Binh).

The lake, about 10 square meters in size, was discovered by Jungle Boss in July.

At the end of July, during a return visit to the Hanging Lake (discovered in early May), the Jungle Boss expedition team—a company specializing in adventure tours exploring caves in Quang Binh—accidentally found a strange lake near the entrance of Thung Cave (part of the Hung Thoong system), about 1 km from the hanging lake.

The lake is only about 10 meters wide, surrounded by a lot of mud and dirt, with clear, still water. The most remarkable features are its depth and temperature.

The lake is small but has a deeper depth than the main stream around it.

Speaking with Tri Thuc – Znews on October 7, Le Luu Dung, Director of Jungle Boss, stated that after a preliminary survey, the exploration team recorded the distance from the surface to the bottom of the lake as being over 12 arm spans, equivalent to nearly 18 meters—an incredible depth for such a small surface area.

“Initially, we didn’t pay much attention to this small depression filled with water due to its size. However, when we swam in it, the team noticed an overhanging structure at the bottom. We then used a fishing line with a stainless steel keychain attached and started lowering it to measure the depth. We were surprised by how extremely deep the lake was—deeper than the water level of the main river in Thung Cave,” Dung explained.

In addition to its unusual depth, the lake’s temperature is about 16 degrees Celsius, much colder than other lakes in Thung Cave, which range from 18-20 degrees Celsius. The company plans to include this area in its tourism offerings to provide visitors with a unique experience.

The lake has blue water and a temperature of about 16 degrees Celsius.

A representative from Jungle Boss suggested that the lake might be connected to another underground cave system within Thung Cave, potentially leading to a large cave at its base.

However, this is only a preliminary hypothesis, and further expeditions with more equipment will be required to conduct additional surveys.

In addition to this mysterious, as-yet-unnamed lake, the exploration team discovered the Hanging Lake in May, 1 km from the entrance of Thung Cave. The unique feature of this lake is that it sits about 15 meters higher than the main underground river in the cave, as if suspended on the cave wall.

According to Dung, the bottom of this lake remains a mystery, although its crystal-clear waters allow for visibility. The current estimated depth of the Hanging Lake is about 7-8 meters.

@Znews

Japan’s Metaplanet Buys Another $6.7M Worth of Bitcoin

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Metaplanet bought around 108.8 BTC at an average price of just under 9.2 million yen per coin

Japanese investment adviser Metaplanet (3350) said it bought another 1 billion yen ($6.7 million) worth of bitcoin (BTC), pushing its holding to 639.5 BTC, worth approximately $40.6 million at current prices.

The Tokyo-listed company purchased around 108.8 BTC at an average price of just under 9.2 million yen per coin, the company disclosed on Monday. It has now spent just shy of 6 billion yen on the largest cryptocurrency by market value, paying an average price of 9.3 million yen apiece.

The company adopted bitcoin as a reserve asset in May as a hedge against volatility of Japan’s native currency. It now has the second-largest bitcoin stash among Asia-listed companies, behind Hong Kong-based technology firm Meitu (1357), which holds around 941 BTC, according to Bitcoin Treasuries. Both companies trail behind Tysons Corner, Virginia-based MicroStrategy, which has more than 252,000 and is the largest publicly traded owner of the token.

Metaplanet recently began selling bitcoin put options, in order to use the premiums to purchase more BTC. The sale of 223 contracts on Oct. 3 earned Metaplanet a premium of 23.972 BTC ($1.44 million). A put option gives the holder the right, but not the obligation, to sell the underlying asset at a predetermined price.

Metaplanet’s shares rose 7.9% to 988 yen and are over 500% higher year-to-date.

UAE Exempts Crypto Transactions From Value Added Tax

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The update in the law applies retrospectively from Jan. 1, 2018.

The United Arab Emirates has exempted crypto transactions from paying value-added tax (VAT), bringing the industry into line with several traditional financial services.

The change, which takes effect Nov. 15, applies retrospectively to transactions from as far back as Jan. 1, 2018. The Arabic version of the Federal Tax Authority’s update was made public on Oct. 2, 2024, and the English translation was made public on Oct. 4, 2024.

The exemption makes clear for the first time that the tax doesn’t apply to digital assets. It covers the exchange of and transfer of ownership of those assets, which means all cryptocurrency transfers and conversions will now be exempt from paying the 5% levy.

“The UAE has essentially classified virtual assets in the same bucket as traditional financial services – several of which are already exempt from VAT. This legitimizes VAs,” said Ankita Dhawan, a senior associate at Métis Institute, a dispute resolution think tank.

Vietnam vs China for Sourcing : Is Vietnam a Strategic Alternative to “Made in China” ?

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From the global perspective, Vietnam has appeared as the main country to consider in case businesses will decide to adopt a production tactic different from China’s.

As a result of the increase in costs for production in China, as well as ongoing trade disputes, the companies change their strategy and start to evaluate the strengths of the Vietnamese way.

Among the factors that condition the dynamic of the network of their trade are strong partnerships and the fact that they use both growing logistics and digital trading.

Vietnam’s Ascendance as a Manufacturing Powerhouse

Vietnam’s textile, furniture, and electronics industries have demonstrated remarkable achievements. The country’s efforts to enhance industrial relations within the garment sector have yielded positive results.

Electronics manufacturing has experienced remarkable growth. This is especially true with major global players like Samsung and Intel investing heavily in the country, with Samsung investing more than $17 billion in manufacturing operations in Vietnam, which produces about 60% of smartphones. Additionally, Intel’s $1.5 billion investment in a chip assembly and testing facility in Ho Chi Minh City underscores Vietnam’s growing role in the growing global semiconductor supply chain.

In 2023, Vietnam’s manufacturing expanded at an impressive rate, growing 8.5% year-on-year. Although Vietnam’s production scale is still smaller than China’s, this represents approximately 30% of global manufacturing output. But Vietnam’s rapid growth and strategic location in Southeast Asia is what makes Vietnam a popular destination for international businesses looking to diversify their sourcing.

>> Related article : Why Vietnam is a TOP Business Destination for Foreign Entrepreneurs

Advantages of Procurement from Vietnam

For businesses looking to move or enhance their manufacturing operations outside of China. Vietnam has many interesting advantages. These benefits include cost-effective labor, favorable trade agreements and a relatively stable political environment

Cost-Effective Labor

Vietnam’s wages are much lower than in China, this makes Vietnam an attractive destination for labor-intensive industries such as textiles, clothing and electronic assembly. Manufacturing wages in Vietnam are approximately $3 per hour, while in China it has increased to around $6.50 per hour. These lower labor costs help companies reduce production costs without affecting product quality and improves the overall cost effectiveness.

Favorable Trade Agreements

Vietnam’s integration into global trade networks has been significantly enhanced by key trade agreements that reduce tariffs and provide better access to international markets. The EU-Vietnam Free Trade Agreement (EVFTA) removes most tariffs on Vietnamese goods entering the EU. Vietnam has made significant strides in its economic development. Participation in the Comprehensive and Progressive Agreement for Trans-Pacific Partnership (CPTPP) will further facilitate trade with countries in the Asia-Pacific region. By reducing costs for exporters, these agreements enhance Vietnam’s position as a global manufacturing center.

Political Stability

Vietnam’s relatively stable political environment adds another layer of attractiveness for foreign investors. While China has faced increasing geopolitical tensions, particularly in its trade relations with the United States, Vietnam has maintained a more neutral stance on global issues. This stability provides businesses with greater confidence in their long-term investments and partnerships in the country.

Sourcing Challenges and Considerations

Although there are many benefits, sourcing from Vietnam also faces a number of challenges that businesses should consider carefully. The main challenge lies in the integrity of Vietnam’s supply chain infrastructure which, although developing rapidly , is still not as advanced or integrated as China’s.

Supply Chain Sophistication

China has spent decades building highly complex and interconnected supply chains. Although Vietnam has made rapid progress, still developing the capabilities of the supply chain for industries that require highly specialized production factors and components. For example, although Vietnam is a major producer of electronic components, it often requires importing important components. This causes delays and additional costs. Businesses looking to source from Vietnam need to invest time in finding reliable suppliers to ensure a smooth supply chain and build strong relationships.

Quality Control

While Vietnam continues to increase its manufacturing operations, quality control remains a major concern. Although foreign investment has stimulated improvements in production standards, it is necessary to be diligent to ensure that the product meets its specifications. Strict quality control procedures includes regular factory inspections and quality checks. It is important to address this challenge and businesses must also consider potential variations in product quality. This is especially necessary when working with smaller or less experienced manufacturers.

>> Related article : Ensuring Due Diligence, Quality Control and Final Inspections for Sourcing in Vietnam

Overcoming Sourcing Challenges

To successfully overcome the challenges of sourcing from Vietnam, businesses must take a structured and systematic approach. The process begins with thorough market research to understand the local production situation and identify suitable suppliers. Screening and selecting suppliers is important to ensure that partners are competent and have the expertise and the necessary infrastructure to meet production needs.

Once a reliable supplier has been identified, businesses should develop strong contractual agreements that outline quality expectations, delivery schedule and pricing conditions including strict quality control measures with regular inspection to help reduce the risk associated with product defects or inconsistencies.

Vietnam’s infrastructure, particularly in logistics and rural areas, still lags behind that of more developed manufacturing countries. However, companies can overcome these challenges through strategic partnerships and proactive planning. By collaborating with experienced logistics providers and developing contingency plans for potential delays, businesses can ensure a smooth flow of goods.

How do I find the best Vietnam buying offices for SMEs?

Vietnam’s rise as a manufacturing hub provides key advantages for businesses looking to diversify their sourcing strategies away from China. With competitive labor costs, favorable trade agreements and a stable political environment, Vietnam is therefore an attractive option for companies looking to reduce production costs while maintaining access to global markets.

Lời giải nào cho những “bài toán” mới của nghề bảo hiểm?

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Những năm đầu tiên của thị trường bảo hiểm tại Việt Nam tập trung vào việc xây dựng nhận thức cho người dân về khái niệm “bảo hiểm”. Tuy nhiên, thách thức ngày nay đã trở nên phức tạp hơn. Các doanh nghiệp bảo hiểm không chỉ phải tối ưu hóa hiệu suất mà còn phải tiên phong ứng dụng công nghệ, đáp ứng sự thay đổi nhanh chóng của các chính sách ngành. Đây chính là thời điểm các doanh nghiệp cần phải dám đương đầu với những đổi mới để không ngừng phát triển.

Lần đầu tiên, một doanh nghiệp tiên phong trong lĩnh vực bảo hiểm như Prudential Việt Nam hợp tác với Cafebiz – một trang thông tin điện tử về kinh doanh với những góc nhìn đa chiều. Sự kết hợp này hứa hẹn mang đến góc nhìn toàn diện về chiến lược đầu tư vào con người và hành trình hơn 25 năm của Prudential tạo dấu ấn sâu sắc trong lòng khách hàng. Đây không chỉ là câu chuyện về thành công, mà còn là minh chứng cho sự cam kết về phát triển bền vững tại thị trường Việt Nam.

Trong số talkshow mới nhất “Thành công vẫn cần thay đổi” do Prudential Việt Nam và CafeBiz hợp tác, phát sóng vào ngày 1/10, anh Đỗ Quang Tâm cùng chị Phạm Hà Thu – hai vị Giám đốc Văn phòng Tổng đại lý Prudential với hành trình làm bảo hiểm thành công đã có những chia sẻ về “công thức” mà Prudential Việt Nam đã, đang và sẽ triển khai để giải quyết bài toán khó của ngành bảo hiểm.

Chị Phạm Hà Thu, Giám đốc Văn phòng Tổng đại lý Hoàng Mai, Hà Nội với những cảm nhận của một người trẻ mang tư duy đổi mới, dám thay đổi để đạt được mục tiêu. Ngược lại, anh Đỗ Quang Tâm, Giám đốc Văn phòng Tổng đại lý Prudential, Quảng Nam và Quảng Ngãi, mang đến một tinh thần kiên định của một người lãnh đạo dày dặn kinh nghiệm.

Ngành bảo hiểm không dành cho những người ngại đổi mới, mà cho những ai sẵn sàng thay đổi và thích ứng. Đối diện với hàng loạt thách thức, từ sự phát triển của công nghệ đến những thay đổi khó lường trong chính sách, người làm bảo hiểm cần thể hiện một tinh thần tiên phong và linh hoạt. Chính khả năng này sẽ giúp họ không chỉ trụ vững mà còn tạo nên những dấu ấn đột phá trong sự nghiệp và thị trường đầy biến động.

Suốt hơn hai thập kỷ qua, đội ngũ tư vấn viên của Prudential đã kiên trì và không ngừng nỗ lực xây dựng trong tâm trí người dân Việt Nam một nhận thức sâu sắc về bảo hiểm – như một “chiếc ô” tài chính, che chở trước những bất trắc không ngờ của cuộc sống. Dù đối diện với muôn vàn khó khăn và rào cản, họ chưa từng chọn bỏ cuộc, mà luôn kiên định với sứ mệnh bảo vệ và đồng hành cùng khách hàng trên mỗi cột mốc quan trọng.

Khi được hỏi về những thách thức hiện tại, chị Thu chia sẻ: “Nhu cầu của giới trẻ đang ngày càng tăng cao – đây vừa là dấu hiệu tích cực cho sự phát triển của thị trường, nhưng cũng đặt ra những thách thức lớn cho người làm nghề và cả những ai thách thức lớn cho những ai muốn làm chủ sự nghiệp bảo hiểm của mình.” 

Đồng tình với quan điểm của chị Thu, anh Tâm bổ sung: “Những thay đổi này chính là động lực mạnh mẽ để chúng ta liên tục học hỏi và trau dồi thêm kiến thức mới. Đó chính là chìa khóa giúp chúng ta bứt phá và tạo lợi thế cạnh tranh vững chắc trên thị trường đầy biến động.”

Đặc thù của sản phẩm bảo hiểm là cam kết dài hạn về sự an tâm cho khách hàng, không thể “sờ” hay “nắm” được, mà quan trọng nằm ở sự hỗ trợ và đồng hành khi rủi ro xảy ra. Tư vấn viên phải là những người có kiến thức chuyên môn vững cùng khả năng thấu hiểu sâu sắc đối với nhu cầu khách hàng. Từ đó, họ có thể đem đến khách hàng những giải pháp tốt nhất, đồng hành cùng khách hàng lâu dài và luôn bên cạnh những lúc khách hàng cần.

Theo anh Tâm, một phần thách thức lớn hiện nay đến từ năng lực ứng dụng hiệu quả công nghệ. Công nghệ đang dần thay đổi cách thức làm việc của tư vấn viên và người quản lý trong ngành bảo hiểm. Hiện nay, các khâu như tư vấn, ký kết hợp đồng, quản lý khách hàng đều được số hóa toàn diện. Đặc biệt, Prudential đã tiên phong trong việc ứng dụng công nghệ hiện đại để cá nhân hóa trải nghiệm khách hàng, từ việc đề xuất sản phẩm đến chăm sóc sau bán hàng. Điều này đòi hỏi người làm bảo hiểm phải nhanh chóng thay đổi để thích nghi với môi trường mới, đồng thời nâng cao hiệu suất và chất lượng dịch vụ.

Trước đó vào quý 4/2023, Prudential đã cho ra mắt mô hình Văn phòng Tổng đại lý mới với chính sách đồng hành toàn diện với các Giám đốc và nâng cao trải nghiệm khách hàng. Chị Thu hào hứng chia sẻ về mô hình mới này: “Việc ra mắt mô hình văn phòng tổng đại lý mới được xem như cam kết đầu tư của Prudential, nhằm mang đến không gian chỉn chu và đa dạng trải nghiệm cho khách hàng, đặc biệt là thế hệ trẻ – những người đang ngày càng quan tâm đến bảo hiểm một cách tích cực hơn.”

Với mục tiêu cung cấp góc nhìn đa chiều về nghề bảo hiểm, truyền cảm hứng về tinh thần làm chủ sự nghiệp và tiếp tục khẳng định cam kết đầu tư của Prudential tại thị trường Việt Nam, chương trình với 3 tập sẽ được lên sóng vào lúc 20h tối thứ Ba hàng tuần từ 01/10/2024 trên Fanpage của Cafebiz và CafeF.

Bitcoin, Gold Could Benefit From Rising Geopolitical Tension and U.S. Election: JPMorgan

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Geopolitical risk and the upcoming U.S. election are likely to reinforce the ‘debasement trade,’ to the benefit of both bitcoin and gold, the report said.

Geopolitical tension and the upcoming U.S. presidential election will likely underpin the ‘debasement trade,’ and this favors both bitcoin (BTC) and gold, JPMorgan (JPM) said in a research report on Wednesday.

“A Trump win in particular, apart from being supportive of bitcoin from a regulatory point of view, would likely reinforce the ‘debasement trade’ both via tariffs (geopolitical tensions) and via an expansionary fiscal policy (‘debt debasement’),” analysts led by Nikolaos Panigirtzoglou wrote.

Markets aren’t pricing in a victory for the former president just yet. The chances of a Trump election win are currently priced in with a low probability looking at other asset classes other than gold and bitcoin, the report said, adding that this is because investors have been preoccupied with the recession trade in recent months.

If the “Trump trade” plays out in a similar way to 2016, there should be higher U.S. Treasury yields, a stronger dollar, U.S. stock market outperformance, in particular banks, and tighter credit spreads, JPMorgan said. This shift has not happened yet, with only a small move higher seen in these markets.

JPMorgan noted that in the six month window around the 2016 American election, 5-year Treasury yields rose 1%, the Dollar Index (DXY) surged 8%, U.S. equities outperformed to the tune of 6%, banks beat the rest of of S&P 500 stock index by 15% and high grade corporate credit spreads tightened significantly.

Bitcoin is not a safe haven against geopolitical risks, investment bank Standard Chartered said in a report yesterday.

Bitcoin’s Poor Start to Bullish October Continues, but There May Be Cheer Ahead for Bulls

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Most gains for bitcoin come in the latter part of the month.

Bitcoin’s (BTC) poor start to its historically most bullish month since 2013 continued as the asset briefly slid under $60,000 late Thursday, before recovering, causing over $144 million in bullish crypto bets liquidated.

BTC traded just over $61,300 to remain flat over the past 24 hours despite a volatile U.S. trading session. Ether (ETH), BNB Chain’s BNB and XRP (XRP) showed losses up to 2%, while memecoin dogecoin (DOGE) was up 2% on no immediate catalyst.

The CoinDesk 20 (CD20) index, which measures the largest tokens by market capitalization, was down 1%.

Bitcoin is down over 6% since the start of October, data shows, a month that has only twice ended in the red since 2013 – chalking gains of as high as 60% and an average of 22% to make it the most best for investor returns. That has dented social sentiment on X, with some users being bearish about price recovery.

Polymarket bettors have mixed opinions on where BTC’s price will move in October. While they have ruled out an attempt at $70,000, bettors are more confident that bitcoin will be range bound between $57.5K and $65K.

However, CoinGlass data shows that most gains appear in the latter part of the month, while the first week is generally bearish – meaning current price action still remains in line with historical movements.

The second and third days of October have ended in green just six times since 2013, before recovering in the second week and large movements generally in the third week. Price jumps of as high as 16% generally appear after October 15.

That’s just the data, though. Fundamental and macroeconomic factors ultimately weigh on trading sentiment for risk assets, such as bitcoin – and tensions in the Middle East have shifted investor interest to oil and gold.

Global benchmark Brent oil had its most significant one-day jump in almost a year and is on track for an 8% weekly gain since early 2023.

Looking at macroeconomics for a moment, markets were shook earlier this month by geopolitical tension in the middle east. Bettors on Polymarket are giving a 63% chance that Israel will strike Iranian oil facilities in October, but only a 35% chance that they will hit Iran’s nuclear facilities.

The U.S. presidential election is looking as close as ever on Polymarket, with the two candidates either briefly tying the race or fighting over a 1 percentage point lead.

Donald Trump-themed TREMP, a Solana meme coin named after the Republican candidate, is up 14%, while the original MAGA Trump token is flat, according to CoinGecko data. The Kamala Harris-themed KAMA token is down 7.5%.

Vietnamese Tourists on Korean Tours Forced to Shop

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Each tour includes 4 to 8 shopping stops in South Korea, with many products lacking clear origin or production date information.

The Seoul city government has conducted undercover inspections following recent allegations of forced shopping on tours from Vietnam and China to South Korea.

Seoul authorities hired foreign countries to pose as tourists on seven low-cost package tours—three sold in China and four sold in Vietnam—to assess the quality of these programs.

Vietnamese tourists are always in the top of the list of visitors to Korea.

Most packages were found to focus heavily on shopping rather than sightseeing, which Seoul’s tourism authorities stated detracted from the visitors’ ability to enjoy the history and culture of the Korean capital.

Each tour included between four and eight visits to local shopping centers, where many of the products sold did not clearly indicate their origin or production date.

Reports suggest that tour guides treat tourists differently depending on how much they spend on shopping, frequently urging them to make purchases.

In one instance, a tour guide prevented tourists from leaving a shopping center for 40 minutes until they bought something.

In contrast to the intense shopping schedules, the sightseeing programs were brief and often canceled.

In one case, the organizer did not provide an alternative activity after a visit to Seoul Forest was canceled due to rain, leaving tourists to spend time at their hotel instead.

Based on recent findings, Seoul has announced it will crack down on forced shopping during tours, seeking cooperation from the Ministry of Culture, Sports, and Tourism and pursuing legal action against low-quality programs if necessary.

Officials emphasized that not all travel packages are of low quality, noting that this special inspection focused on a few low-cost packages, according to The Korea Herald.

@Thanhnien.vn

Official Trial Operation of the Ben Thanh-Suoi Tien Metro Line Begins

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Starting from early October, the Ben Thanh – Suoi Tien metro line (Line 1) has officially entered its trial operation phase. On November 18, a safety assessment will be conducted before the line is opened for commercial operations, expected in December 2024.

Metro Line No. 1 Ben Thanh – Suoi Tien is expected to be put into operation by Ho Chi Minh City at the end of this year. Photo: TL

On the afternoon of October 2, the project investor, the Ho Chi Minh City Management Authority for Urban Railways (MAUR), announced that the Ben Thanh – Suoi Tien metro line had officially begun its trial run after a period of theoretical and practical training for employees of the HCMC Urban Railways One Member Limited Liability Company (HURC1), as reported by Vietnam News Agency (VNA).

According to MAUR, the trial operation is expected to last from October 1 to November 17, covering 47 different scenarios. These scenarios include both normal operations and emergency situations such as fire, explosion, power outage, flooding, signal loss, and other incidents at various points along the entire metro line, including both elevated and underground sections.

During the trial run, trains will operate as they would in commercial service, with intervals of 4 minutes and 30 seconds between trains.

From November 18 to November 30, a safety system evaluation team will complete safety assessment reports to be submitted to the Railway Administration for approval in accordance with regulations.

Following this, the State Council for Acceptance of Construction Works under the Ministry of Construction will conduct final inspections to approve the project for commercial operations, which are expected to commence in December 2024.

@Thesaigontimes

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