Vietnamese tourists prefer cashless payments

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According to the 2023 Global Travel Insights (GTI) research by Visa, in the rapidly evolving digital landscape, security and payment acceptance are crucial factors shaping the payment preferences of Vietnamese travelers.

The GTI 2023 research emphasizes that travelers expect seamless transactions and optimal security measures, highlighting the importance of trust in financial transactions when exploring new horizons.

The digital revolution is changing the payment landscape, and Vietnamese travelers are embracing the convenience of credit/debit/prepaid cards. The majority of surveyed individuals (97%) in the GTI 2023 research express a preference for cashless payment options (92% for credit cards and 87% for debit cards) during their journeys, streamlining transactions and enhancing the overall travel experience.

64% mention using e-wallets and financial apps, indicating that ease of use, security, and widespread acceptance are attracting travelers to this payment method. The popularity of online payment apps, such as Viettel Money, signals a shift towards a technology-driven and highly connected payment ecosystem.

“A sustainable and promising future is unfolding for the Vietnamese tourism industry. In this context, the integration of cashless payment solutions plays a pivotal role, providing travelers with a convenient, secure, and efficient travel experience, contributing to the overall vitality of the industry,” notes the report.

@Cafef

Quang Ninh officially welcomes Chinese tourists through Bac Luan 2 Border Gate

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Mong Cai City (Quang Ninh) has recently initiated the reception of Chinese tourists through the Bac Luan 2 Border Gate (Mong Cai International Border Gate). This marks a significant step in preparing to welcome self-driving tourists in the near future.

Recently, Mong Cai City (Vietnam) and Dong Hung City (China) collaborated to organize the launching ceremony for the immigration function for passengers through the Mong Cai-Dong Hung International Border Gate (Bac Luan 2 area).

Tourists sit on trams to transfer through the border gate

During the event, Mong Cai City (Vietnam) and Dong Hung City (China) officially announced the initiation of the immigration function, implementing entry and exit procedures for tourists and passport holders through the Mong Cai-Dong Hung International Border Gate (Bac Luan 2 area), part of the Mong Cai (Vietnam) – Dong Hung (China) International Border Gate pair.

Mr. Do Van Tuan, Vice Chairman of the People’s Committee of Mong Cai City, emphasized that this event is a significant contribution to the development of tourism in both countries and regions. It also reduces the passenger load through Bac Luan 1 Bridge, creating a smooth environment for immigration, attracting domestic and international tourists. This practical activity coincides with Mong Cai City hosting the 15th Vietnam-China International Trade and Tourism Fair in 2023.

Representatives of the People’s Committee of Quang Ninh province and Dong Hung city cut the ribbon at the launching ceremony of passenger immigration function through Bac Luan 2 Border Gate.

The launching ceremony is the result of the consensus reached between the People’s Committee of Mong Cai City and the local government of Dong Hung City regarding the timing of implementing procedures allowing tourists to use passports for immigration through the Mong Cai-Dong Hung border gate pair during the discussion on November 19, 2023.

According to the People’s Committee of Mong Cai City, in 2023, the estimated number of passengers entering and exiting through the Mong Cai-Dong Hung International Border Gate is over 3.5 million. Initiating the immigration function for passengers through the Mong Cai-Dong Hung International Border Gate (Bac Luan 2 area) is a favorable condition for the two countries’ regions with their own fast and convenient customs clearance.

@Thanhnien.vn

Rental prices on Dong Khoi Street and Trang Tien Street is among the most expensive in the world

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Cushman & Wakefield has released a report on the most expensive retail locations around the world. According to the report, the five streets with the highest rental prices are Fifth Avenue (New York, USA), Via Montenapoleone (Milan, Italy), Tsim Sha Tsui (Hong Kong, China), New Bond (London, England), and Avenues des Champs-Élysées (Paris, France).

Trang Tien Shopping Center, a place specializing in luxury goods business in Hanoi. (Photo: T.T.)

Dong Khoi Street in Vietnam ranks 13th on the list and has the most expensive rental price in the country, with a retail rental price of about 390 USD/square foot/year (equivalent to 0.092m2), a 17% increase from last year. Trang Tien Street follows with the second most expensive retail space rental price in Vietnam at about 334 USD/square feet/year, which increased by 20% over the same period last year.

The report focuses on average rents at retail locations in the most prestigious urban areas worldwide, many of which are luxury goods stores. The rental value of retail space in this special segment is sometimes influenced by promotional negotiations, incentive packages, or risk-sharing leasing models.

Dominic Brown, director of international market research in Asia-Pacific of Cushman & Wakefield and author of the report, commented that the recent increase in retail space rental prices shows the recovery momentum of the retail industry in the near future. Despite a new wave of challenges from interest rate increases by central banks around the world to curb the current inflation cycle, retail sales continue to recover, he emphasized.

The World Retail Avenue report predicts a 4.8% increase in global retail space rental prices in 2023 compared to the previous year.

@tuoitre.vn

Hanoi Culinary Culture Festival opens from December 1

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The 3-day festival is centered around the theme “Exchanging Hanoi culinary culture with international friends,” featuring 80 booths with international and Hanoi’s unique cuisine. The event aims to honor and promote the traditional cultural and culinary values of Hanoi, while also building and effectively exploiting the cultural, culinary, and tourism brand of the capital.

The festival is divided into various culinary zones, including an international food court featuring typical dishes from several countries. There’s also a section dedicated to showcasing the culinary cultural space of typical craft villages and performance activities of traditional craft village artisans of Hanoi, where residents and tourists can explore and enjoy Hanoi’s specialty dishes.

Aside from culinary spaces, the festival also has many activities such as a photo exhibition on culture, tourism, and typical domestic and international cuisine, and a mobile book exhibition that introduces books promoting culture, arts, tourism, and typical domestic and international cuisine. The festival is a great platform to introduce and promote the image of Hanoi as a unique tourist, cultural, and culinary destination as an exquisite heritage, formed in the flow of Vietnamese culture.

@vtv.vn

Many foreign tourists violate road traffic laws in Vietnam

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In 2019, the Vietnamese Government issued Decree 100, which outlines the penalties for administrative violations related to road and rail traffic for foreigners living in Vietnam and international tourists visiting the country. Despite this, some foreign tourists continue to disregard the regulations and violate traffic laws.

Under Clause 1, Article 2 of Decree 100, foreigners living in Vietnam and international tourists who participate in road and rail traffic without a driver’s license, disobey traffic lights and signs, fail to wear helmets, carry three people on a motorbike, drive on the wrong side of the road, or cause traffic accidents will be subjected to penalties as per regulations. These penalties may include fines and confiscation of vehicles. It is important for all foreign tourists to adhere to traffic laws to ensure their safety and avoid any legal consequences.

@vtv.vn

Central Bank Project Shows CBDC Payments Can Be Private

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The BIS project is a first step in exploring privacy, security and scalability for central bank digital currency design, a report on the initiative said.

A joint project by central banks has shown that it’s possible to maintain privacy when making payments with national digital currencies.

Project Tourbillon, by the Bank for International Settlements’ (BIS) Innovation Hub in Switzerland explores payer anonymity with central bank digital currencies (CBDC). A final report on the project published Wednesday shows the central banks looked at payment options where users don’t need to disclose personal information to anyone, including the merchant. However, the merchant’s identity would be disclosed to their bank when the payment occurs to help reduce tax evasion or illicit payments.

As jurisdictions around the world consider issuing digital versions of sovereign currencies, privacy has emerged as a chief public concern.

“Privacy is an important user requirement but it is the most difficult to solve. The difficulty lies in ensuring privacy protection technologically rather than just promising it, and at the same time ensuring that such a high level of protection cannot be abused,” Thomas Moser, alternate governing board member at the Swiss National Bank said in a press statement.

Tourbillon is a first step in exploring privacy, security and scalability for CBDC design, the report said. The project built two scalable prototypes that could handle a growing number of transactions.

Further work is needed to explore sustainable business models, offline payments and other features, the report said.

The first Chinese passenger ship arrives in Ha Long in 2023

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At 7:30 on November 28, the Chinese-flagged ship Zhao Shang Yi Dun arrived at the International Cruise Port in Ha Long, carrying 721 tourists embarking on a journey to explore the heritage bay and famous landscapes of Quang Ninh province.

This marks the first tourist ship bringing Chinese visitors to Ha Long in the 2023 cruise season.

Chinese cruise passengers come to visit the World Natural Heritage site of Ha Long Bay

Tourists will spend a day experiencing Ha Long City and exploring some remarkable attractions in Hanoi. Subsequently, the group will cruise Ha Long Bay for a day before continuing its maritime journey to Da Nang, Hong Kong (China), before returning to China.

According to the schedule, the frequency of the Zhao Shang Yi Dun ship docking at the International Cruise Port in Ha Long is expected to be consistent in the coming period, with plans for five trips bringing over 4,000 passengers from now until the end of the year.

Tourists are warmly welcomed when arriving in Ha Long

Representatives of the International Cruise Port in Ha Long stated that the 2023 cruise season commenced in October with several international cruise ships bringing tourists from Europe and the Americas to Ha Long. However, the arrival of ships from China to the heritage bay holds special significance as it represents a traditional and nearby market.

The arrival of the Zhao Shang Yi Dun ship in Ha Long this time is also a positive signal indicating a strong recovery in international sea travel in 2024. As of now, the number of registered ships set to dock at the International Cruise Port in Ha Long in 2024 is nearly 60 trips, with over 70,000 passengers. These registered ships for 2024 include many well-known and prestigious global brands such as Mein Schiff 6 and 5, Celebrity Solstice, Noordam, MSC Splendida, Westerdam, and others.

Leaders of the Quang Ninh Department of Tourism welcomed ship captain Zhao Shang Yi Dun and his crew

Built with scale and precision by the Sun Group, the International Cruise Port in Ha Long features both an international and domestic pier, port and bridge facilities, passenger terminals, and functional service buildings. The international pier, in particular, is designed with modern amenities, a 406-meter-long pier with six mooring pillars, a 130-meter-long, 30-meter-wide passenger reception hall capable of accommodating ships with a tonnage of up to 225,000 GRT, serving two ships simultaneously. The modern floating pier system also ensures the safety of tourist ships overnight.

@Thanhnien.vn

Hanoi launches night tourism, visitors increase more than 3 times

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In the first 11 months of this year, the total number of tourists visiting Hanoi has increased by 32.4% compared to the same period in 2022, reaching 22.6 million visitors. Among them, international tourists to Hanoi were 4.1 million, more than tripled compared to the same period in 2022.

According to information released by the Hanoi Department of Tourism, in the 11 months, the total number of tourists visiting Hanoi increased by 32.4% compared to the same period in 2022, reaching 22.6 million visitors.

Among them, international tourists to Hanoi were 4.1 million, more than tripled compared to the same period in 2022. The total revenue from tourism reached 84.25 trillion VND, an increase of 58.4% compared to the same period last year.

Hanoi currently has 3,758 tourism accommodations with 71,016 rooms, including 605 hotels and apartments rated from 1 to 5 stars with 26,411 rooms.

Real-life show of Northern Quintessence – one of 15 Hanoi night tourist destinations just announced.

In the 11 months, the average occupancy rate of the hotel sector reached 59.3%, an increase of 23.1% compared to the same period in 2022.

Director of the Hanoi Department of Tourism, Dang Huong Giang, informed that to diversify tourism products to serve visitors, the Hanoi Department of Tourism has conducted many positive activities, such as organizing the Hanoi Tourism Gift Festival 2023 and launching the Night Hanoi tourism product with an artistic lighting experience called “Night Hanoi – Touchpoint of Emotions.”

In addition, Hanoi continues to effectively implement the development model of tourism-agriculture-rural areas, such as implementing the construction of a pilot community tourism model associated with the traditional cultural values of ethnic minorities in Ba Vi district.

Over the past weekend, Hanoi announced 15 night tourism products among many currently being exploited, selected to introduce to tourists, including products that have been invested in content and presentation form renewal, as well as newly constructed products introduced for the first time. Three new tours put into operation are the bicycle tour, the Van Mieu night tour, and the Legendary Youth Art Program – Living a Worthwhile Life.

@Cafef

Mu Cang Chai develops 20 new tourism products

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Since the beginning of 2023, Mu Cang Chai district in Yen Bai province has developed 20 new tourism products to retain and attract visitors.

In addition to impressive natural scenery, Mu Cang Chai also has much potential for tourism development with the advantage of cultural identity and gradually synchronous investment in infrastructure.

Recently, Mu Cang Chai district has paid attention to developing many diverse tourism products to attract and retain tourists. From the beginning of 2023 until now, the district has launched 20 new tourism products to serve visiting tourists.

Trekking Lung Cung peak, a new experience when coming to Mu Cang Chai. Photo: Tam Co Co

Accordingly, some new tourism products that tourists can visit and explore when coming to Mu Cang Chai include the Koong Hill camping site and the medicinal sauna bath model in Cao Pha commune. In Mo De commune, there are two new tourist destinations: the Rice Hammock – Khen Mong production cooperative and the Hang Phu Loa Mong ethnic community tourism house.

Lao Chai commune has Dinh Khiem homestay, Che Cu Nha commune has a traditional community cultural tourism model of the Mong people in Hang Chua Xay village and Dragon waterfall tourism. In Mu Cang Chai town, visitors can explore the Sunny Garden check-in point.

La Pan Tan commune has two outstanding accommodation spots serving tourists: Ho A Di homestay and See Bungalow homestay. In addition, in Nam Co commune, there will be a guide team to take guests to conquer Lung Cung peak and tourism support products with souvenirs from pine cones and visit Po Mu hill in Nam Khat commune.

The flower season is thick in Mu Cang Chai. Photo: Pham Hoang Cuong

Besides, Mu Cang Chai also introduces visitors to local specialties such as Seng Cu rice, Khau Si (Thai cake made from sticky rice), pickled rice chili, dried cat apples…

With a large number of tourism products exploited by Mu Cang Chai district, in the 11 months of 2023, this locality has attracted over 340,700 visits, reaching 131.03% of the year’s plan, with revenue of 340 billion VND, reaching 144.7% of the year’s plan.

@SGtiepthi

Hanoi pilots electronic tickets connecting 24 bus routes

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After successfully piloting electronic payment on 24 bus routes, in the near future, Hanoi will continue to experiment with an integrated electronic ticket system connecting with the urban railway line 2A Cat Linh-Ha Dong.

The BRT bus route in Hanoi will use electronic tickets to connect with other bus routes. Illustration photo: TTXVN

On the morning of November 28, the People’s Committee of Hanoi officially launched a pilot program for a multi-modal integrated electronic ticket system for public transportation. This service is implemented by the Hanoi Department of Transport and is being tested on 24 bus routes in the city.

The trial scope of electronic tickets includes single journey tickets, monthly tickets for a specific route, and monthly tickets for interconnecting routes. These electronic tickets are applicable to 24 bus routes, including the Bus Rapid Transit (BRT) route, 9 electric bus routes (E01, E02, E03, E04, E05, E06, E07, E08, E09), and 14 regular bus routes with numbers 02, 08, 21, 32, 58, 64, 65, 74, 103, 142, 143, 146, 157, and 159.

Passengers can register for tickets, purchase them, and make online payments (via website or mobile app) or directly at ticket counters. The system accepts various non-cash payment methods, such as credit cards, electronic wallets, and QR code scanning.

Following the successful electronic payment trial on the 24 bus routes, in the coming period, the Hanoi Department of Transport will continue to experiment with an integrated electronic ticket system connecting with the urban railway line 2A Cat Linh-Ha Dong.

@Thesaigontimes

Ho Chi Minh City introduces 60 typical tourism products into tours and routes

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Ho Chi Minh City has made significant progress in developing its tourism industry, with all districts offering tourism products. The city’s tourism industry has carefully selected 60 typical tourism products to create tours and routes, 30 of which are completely new. These include tours like “Saigon – Cho Lon Memories”, the tour of the jewelry and gemstone neighborhood in District 5, the tour “District 10 – Where History is Marked”, and the tour “Come to District 10 to hear stories of Oriental medicine”. One of the most recent additions to the city’s tourism product set is medical tourism, which includes traditional and Oriental medicine stores. Visitors can experience medical services and remedies to improve their physical strength, health, and beauty care.

The tour “Come to District 10 to hear stories of Oriental medicine” (Photo: tcdulichtphcm.vn)
Learning the salt-making process with the tour route Can Gio – Ap Thieng Lieng

Ho Chi Minh City is also focusing on developing new tour routes in suburban areas, like the Can Gio – Ap Thieng Lieng route in Thanh An island commune. Here, visitors can ride bicycles, learn about salt making, and enjoy herbal salt foot bath therapy while listening to the melodies of đờn ca tài tử.

According to Mr. Le Truong Hien Hoa, Deputy Director of Ho Chi Minh City Department of Tourism, “Once we have launched the product, managers and local people are the keys to preserving and promoting these tourism products”.

Additionally, the city is promoting nighttime destinations for tourists to diversify its tourism products. Overall, these efforts are helping to make Ho Chi Minh City a more attractive and unique tourist destination.

@vtv.vn

70 billion USD to build North-South high-speed railway: Which scenario to choose?

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3 scenarios for the North-South high-speed railway project

The Ministry of Transport has presented a plan to the Government regarding a high-speed railway that would go from north to south. The plan has three scenarios, and the Ministry is seeking opinions on them.

Scenario 1 proposes a new double-track railway, with a rail gauge of 1,435mm, running from north to south. The railway would be 1,545km long, with a design speed of 350 km/h, and a load of 17 tons per axle. It would only be used for passenger trains. The existing North-South railway line would be upgraded to transport goods, tourists, and short-distance passengers. The total investment capital for this scenario is approximately $67 billion.

According to the Ministry of Transport, Scenario 1 would fulfill transportation needs, create a balance between modes of transport on the North-South corridor, form a separate railway line for passengers and goods, shorten passenger transport time, and have low investment and operating costs. However, freight transport can only be connected by a 1,000mm gauge on the North-South axis. New railway lines are all oriented to be built according to the standard gauge of 1,435mm, so goods must be transferred at major stations, which is not convenient for freight transport.

Scenario 2 proposes a new double-track railway, with a rail gauge of 1,435mm, running from north to south. The railway would have a load capacity of 22.5 tons per axle, a design speed of 200 – 250 km/h, and would be used for both passenger and freight trains, with freight trains running at a maximum speed of 120 km/h.

The advantage of this scenario is that it would provide convenient transport of goods on the North-South axis and convenient connection with other railway lines with 1,435mm gauge. The disadvantage is that passenger transport would be less attractive, and investment, operation, and maintenance costs would be high.

Scenario 3 proposes a new double-track railway, with a rail gauge of 1,435mm, running from north to south. The railway would have a load of 22.5 tons per axle and a design speed of 350 km/h. It would be used for passenger trains, but would also reserve space for cargo when needed. The total project investment capital for this scenario is nearly $69 billion. If infrastructure, equipment, and vehicles are invested in to operate North-South freight trains, the project investment capital would be around $72 billion.

According to the Ministry of Transport, Scenario 3 would completely renew the North-South high-speed railway. It would consist of 60% bridges, 10% tunnels, and 30% running on the ground. The entire route would have 23 passenger stations, 5 freight stations, 4 depots, and so on.

Should priority be given to carrying passengers or cargo?

Phan Le Binh, a traffic expert, supports Scenario 1 for the North-South high-speed railway. Mr. Binh believes that the railway will relieve pressure on road traffic, which is especially important for people in small urban areas along the route. He also stated that rail travel is very safe and can help reduce the potential risks of traffic insecurity for commuters.

Mr. Phan Le Binh suggests that high-speed railways should be designed at 350 km/h. This is because the cost of building a 350 km/h speed railway is only about 15-20% higher than a 150-200 km/h speed railway. Additionally, faster travel times will attract more customers compared to aviation, especially for long distances.

When it comes to combining passenger and cargo transport, Mr. Binh believes that it would be a waste of the current railway line. He suggests that existing railways should be renovated to become specialized freight routes, taking advantage of existing land and infrastructure. Mr. Binh explains that combining passenger trains with freight trains would greatly hinder the exploitation of the passenger capacity of that railway. Trains that want to pass each other must have a certain amount of space, otherwise, only one train can run on the route. So, if there is a slow-moving cargo train, it will obstruct the entire route. Furthermore, a freight train would require a different route design, which would significantly increase investment costs.

Mr. Binh emphasized that the North-South high-speed railway is necessary due to the country’s geography, with terrain stretching from North to South through many provinces. With people’s travel needs increasing, it is crucial to choose a plan for construction soon.

@dantri.com.vn

U.S. Treatment of CZ, Binance Is ‘Absurd:’ Arthur Hayes

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The former BitMEX CEO said the record-breaking penalties imposed on Binance represent an institutional bias against the transformative impact of cryptocurrency and blockchain technology.

Binance and its founder Changpeng “CZ” Zhao have been treated the way they have been in the U.S. because the crypto exchange – and other centralized exchanges – represent a threat to the traditional American-led global financial system, former BitMEX CEO Arthur Hayes argues in a new essay posted on his Substack account.

Last week, Binance and its founder were criminally charged for violating sanctions and money-transmitting laws, agreeing to pay $4.3 billion in fines and prompting Zhao to step down as CEO. Zhao was determined by a court to be a flight risk and must remain in the U.S. until his sentencing early next year.

Compared with penalties given out to large traditional financial institutions, those handed out to Binance and CZ are “absurd” and highlight “the arbitrary nature of punishment at the hands of the state,” Hayes wrote.

“Did Former Goldman Sachs CEO Lloyd Blankfein get the same treatment as GS under his reign helped Former Malaysian Prime Minister Najib Razak and financier Jho Loh steal more than $10 billion,” Hayes wrote, referring to the 1Malaysia Development Bhd. (1MDB) scandal that was uncovered in 2015. Goldman Sachs ended up being fined $2.9 billion in 2020.

“No, Lloyd got to retire with his stock options intact, and GS was not deemed criminally responsible,” he continued, also pointing out that CEOs of major banks weren’t prosecuted for the 2008 financial crisis.

Hayes argues that the treatment of CZ and Binance is indicative of resistance against decentralization and the blockchain revolution, which, he said, directly challenge state power.

“The state powers centralization, and collaboration is achieved through threats of violence,” he wrote. “A problem for the financial and political establishment was that the intermediaries facilitating flows into and out of the industrial revolution named blockchain were not run by members of their class.”

Hayes himself is no stranger to state prosecution. In February 2022, he pleaded guilty to violating the Bank Secrecy Act because he willfully failed to implement an anti-money laundering (AML) program at the exchange. Later that year, he was sentenced to two years of probation.

Dogecoin Now Held at 5M Crypto Addresses, Though Concentration Remains a Concern

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DOGE’s market value has risen 14% to almost $11 billion this month.

The adoption of joke cryptocurrency dogecoin (DOGE) continues to grow two years after the coronavirus pandemic that supposedly saw people beat lockdown boredom by gambling millions in non-serious digital assets.

The number of cryptocurrency addresses holding DOGE has topped 5 million for the first time, according to data tracked by on-chain analytics firm IntoTheBlock.

Meanwhile, the number of active addresses on the network has more than doubled to 168,000, reaching the most since March 2022, and the number of confirmed transactions on the Dogecoin blockchain has jumped to the highest since June, with the tally increasing by 1,000% in the past 10 days.

While these figures stand out, the concentration of ownership in DOGE remains an issue. According to BitInfoCharts, fewer than 5,000 addresses control more than 80% of DOGE’s supply, which means a relatively few traders have control over the cryptocurrency’s price.

DOGE’s market capitalization has risen 14% to almost $11 billion this month. Greater adoption and usage of cryptocurrency often translate into higher market value.

Dogecoin gained notoriety in early 2021 after Elon Musk tweeted memes based on the coin, inspiring the creation of other dog-themed tokens like Shiba Inu. Joke cryptocurrencies in general surged during that period as the coronavirus lockdown, stimulus cheques from governments and unprecedented monetary easing by central banks spurred risk-taking across financial markets.

Automatic toll collection project at 5 airports across the country

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Airports Corporation of Vietnam (ACV) has taken a step forward in improving the experience of drivers entering and leaving the country’s airports. The company has approved an investment report and contractor selection plan for the implementation of an automatic toll collection project at five major airports, including Noi Bai, Cat Bi, Da Nang, Phu Bai, and Tan Son Nhat.

The project, which is expected to be completed within the year, will involve the installation of an automated toll system that will replace the existing manual payment process. The move will not only reduce congestion during peak times and holidays but also ensure a more seamless and efficient experience for drivers.

To finance the project, Vietnam Airports Corporation plans to invest more than 214 billion VND from the development investment fund, which will help modernize and synchronize existing revenue systems at ports.

This initiative follows the Ministry of Transport’s proposal to allow a pilot application of non-stop toll collection at airport parking toll stations, based on the electronic non-stop road toll collection system being implemented by the Ministry of Transport. These measures will help streamline the toll collection process and make it more convenient for drivers.

@vtv.vn

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